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Regulatory Policies

Ensuring Compliance, Transparency & Responsible Lending

Grievance Redressal Policy

This policy provides customers with a structured grievance redressal mechanism. It outlines how complaints are filed, escalated, and resolved across four levels including ICPL officers and RBI.

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Fair Practices Code

The Fair Practices Code sets out principles to ensure ethical lending, transparent communication, and fair treatment to all customers through every stage of the loan lifecycle.

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KYC & AML Policy

This policy is designed to prevent money laundering by mandating proper identification and due diligence for all customers as per RBI norms and regulatory standards.

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Interest Rate Policy

This document explains how interest rates are determined for different loan products based on customer profile, tenure, risk grading, cost of funds and market trends.

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